Independent Agency Difference
Options
As an Independent agent we work with a variety of insurance companies to get you the best coverage at the lowest prices. We have access to many markets to provide you with the policies you need. This access to choices can mean lower rates, less restrictive policies, and better coverage. We can often provide ways to cover potential gaps in coverage with the use of policies that work alongside the insurance you already have.
Savings
Being independent insurance agents we aren’t tied to one company, we will shop around to offer you the best rates. We have no brand preference, which means you’ll have the opportunity to compare a variety of prices for the same policy. Often, this comparison can result in significant savings. You can compound these savings with multi-policy discounts and the option to purchase insurance policies that work together to provide complete coverage.
Knowing Our Customers
An independent agent is someone in your local community who can serve your insurance needs throughout your life.. Being a local agents we get to know you as a person and learns about the changes you experience over time. We can offer advice and learn about which companies have provided you with satisfactory service in the past.
We are nearby with the capability to take care of your issues right away when you have to file a claim or have questions about your coverage. This personalized service helps you avoid the frustrations of long waiting periods on the phone to talk to an agent in another state who may not even know your name. We can make it easy to keep your insurance updated and seek new policies when you need them.
Unbiased Advice
Insurance agents working with one company have a narrow view of the industry. On the other hand, we work with dozens of companies that provide different types of insurance policies. Additionally, we work closely with customers and can offer advice related to the previous positive or negative experiences of other clients.
Since we aren’t advocates for a single company, we can help you find the best prices without any preference for one company over another. This freedom also allows us to find plans better suited to the needs of their customers.
One Stop Shop
You often need different types of insurance to meet the needs of your lifestyle. Aa an independent insurance agent can offer you simple one-stop shopping for all of your needs. Independent insurance agents usually offer many different types of insurance including homeowners, auto, commercial, personal articles, and umbrella policies. We can also provide policies that cover unique concerns like pets, classic cars, and special event insurance.
Instead of visiting various agencies to compare prices and benefits, you discuss your insurance needs with one agent and wait while the best options are presented to you. Shopping online can take a lot of time and lead to frustrating results when you have no experience in the industry. We can save your time and provide more options than you can find alone. Instead of filling out numerous forms on your own, you can get instant quotes from multiple companies to quickly make the best choice and get on with your life.
Licensed and Experienced
As Independent agents we are licensed and have the experience to explain insurance terms in simple understandable language. The insurance agency is filled with complications, exclusions, and technical language. Since most policyholders aren’t professionals, it can be difficult to understand the coverage you have and what you actually need. Unfortunately, this generally leads to customers who end up leaning toward one extreme or the other. Some choose to purchase only enough insurance to comply with local laws and end up being underinsured. Others end up paying expensive monthly premiums on insurance they’ll never use.
Understanding insurance policies can be difficult, but it doesn’t have to be a hassle. We work closely with customers to form long-term relationships that provide you with the best insurance coverage to fit your needs no matter your lifestyle. We are ready to answer your questions, discuss our available policies, and offer an instant quote. Get personalized service and peace of mind with an independent insurance agent who really works for you.
